Every new business in stub starts with 14 days on Growing Business, free. No card, no commitment — you get the paid plan to try properly, and if you decide against it nothing happens to your books.
What you get
Growing Business for a fortnight: live bank feeds, importing from files, the chart of accounts and opening balances, management reports, VAT, tax, payroll, the General Ledger and asset register, bills and purchase orders, multiple currencies, files, tags and up to 5 team members.
No card up front
stub doesn't ask for a card to start a trial, so there is nothing to cancel. The trial simply ends.
What happens when it ends
If you haven't picked a plan, your business moves to Sneaky Side Hustle — free, forever.
Nothing is deleted. Your invoices, bills, transactions, customers, suppliers and reports all stay exactly where they are. The paid features lock, and they unlock again the moment you pick a plan.
Picking a plan during the trial
While the trial is running, Settings → Billing shows all four plans. Click Subscribe on the one you want. Your plan starts straight away and stub charges your first month that day, which ends the trial, so it tells you before you confirm. If you'd like to use the free days first, subscribe nearer the end.
If you came through a partner offer
Some offers, such as Capitec's, begin with free months. Subscribing under one bills nothing today, and stub doesn't show the "charged today" warning. Your plan card shows Trial and "Free until <date>, then … / month" so you can see when the first payment falls. See Manage your subscription and plan.
If you already picked a plan during the trial
Then you aren't dropping to anything — you're on that plan. Your plan card shows the plan, the price and any discount you're on. If you change your mind, change plan or cancel the ordinary way.